Legal

You consent to the following terms of use by accessing internet materials of Euler Hermes KV AG, Singapore Branch or any of its affiliated companies (collectively,"Euler Hermes"):

Use of the Euler Hermes Website
The contents of Euler Hermes internet sites, including the sites of its group member companies (collectively "Euler Hermes"), are protected by various national and international copyright laws, trademark, and servicemark laws. You may not copy, reproduce, republish, upload, post, transmit, or distribute in any way material from Euler Hermes. In particular, you may not: copy, modify, or display Euler Hermes names, logos, text, or graphic images in any way without express written permission; redeliver any of the pages, text, images, or content of Euler Hermes's internet site using "framing" technology without express written permission; modify or use the pages, text, images, or content from Euler Hermes's internet site for any other purpose; doing so is a violation of Euler Hermes's copyrights and other proprietary rights. Some images or materials may be protected by trademarks, servicemarks, or copyrights of other persons or companies.

No Offer
Nothing on the Euler Hermes Website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.

No Reliance
While Euler Hermes uses reasonable efforts to obtain information from sources which it believes to be reliable, Euler Hermes makes no representation that the information or opinions contained on the Euler Hermes Website is accurate, reliable or complete. The information and opinions contained in the Euler Hermes Website are provided by Euler Hermes for personal use and informational purposes only and are subject to change without notice. Nothing contained on the Euler Hermes Website constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

No Warranty
The information and opinions contained on the Euler Hermes Website is provided without any warranty of any kind, either express or implied.

Limitations of Liability
In no event, including (without limitation) negligence, will Euler Hermes be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Euler Hermes Website.

Linked Websites
Euler Hermes is in no way responsible for the content of any site owned by a third party that may be linked to its internet sites by hyperlink, whether such hyperlink is provided by Euler Hermes or by a third party. Users and sites may include a link to Euler Hermes internet site only by pointing to its homepage (www.eulerhermes.com/singapore) and only if any discussion of Euler Hermes is truthful and not misleading. Euler Hermes makes no representations whatsoever about any other internet site which you may access through this one. When you access a non-Euler Hermes internet site, please understand that it is independent, and that Euler Hermes has no control over the content on that internet site. In addition, a link to a non-Euler Hermes internet site does not imply that Euler Hermes endorses or otherwise accepts any responsibility for the content, or the use, of the linked internet site.

Local Legal Restrictions
The Euler Hermes Website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Euler Hermes Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Euler Hermes Website.

Confidential Information
Euler Hermes does not wish to receive confidential or proprietary information through our internet site. Please note that any information or material sent to us will be considered not confidential. By sending us any information or material, you grant us an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information. You also agree that Euler Hermes is free to use any ideas, concepts, know-how or techniques that you send us for any purpose.

Disclaimer
There are no implied or express warranties on the materials in this site. The materials are provided "as is." Euler Hermes disclaims, to the fullest extent of the law, all implied or express warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Euler Hermes does not warrant that the functions will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free from viruses or other harmful components. Euler Hermes does not warrant or represent that the materials in this site are correct, accurate, or reliable. You assume the entire cost of all necessary servicing, repair, or correction. Euler Hermes will not be liable under any circumstances - including but not limited to negligence - for any special or consequential damages that may result from the use of, or the inability to use the materials in this site. This result will follow even if Euler Hermes or its agent has been advised of the possibility of such damages. In no event shall Euler Hermes' liability for damages, losses, and causes of action-whether in contract, tort (including, but not limited to, negligence), or otherwise-exceed the amount paid, if any, for accessing Euler Hermes's site. If you live in a state that does not allow disclaimers of implied warranties or limitation of damages, this disclaimer may not apply to you.

General
The information contained herein does not constitute investment advice. Euler Hermes reserves the right to change, modify, add, or remove portions of these terms at any time.